Scam message checker

Paste a text, email, or offer. Swirl tells you the red flags, the risk, and what to do next. Then verify through the official app or phone number — not the link in the message.

Opens Swirl in a new tab and copies your request.
Your request

Your request appears here.

It looks for urgency, mismatched links, requests for codes or card details, payment by gift card or crypto, and the other patterns that show up in most scams. It is a second opinion, not a verdict.

Scam questions

Can this tell me for sure if a message is a scam?

No. It points out common red flags, but it cannot verify the sender or the link. Use it as a second opinion, then check through the official app or the phone number on the back of your card.

What should I paste?

The message, the sender name, and the link if there is one. Remove your password, card number, or any one-time code first. Never send those to an AI or anyone else.

What if I already clicked?

Do not enter more information. Change the password on the account, tell your bank if you entered card details, and report the message. If you sent money, contact your bank immediately.