How annual billing works
An annual plan is charged once for the year and renews on the same date each year. The monthly price shown on the pricing page is the monthly equivalent, not the amount charged today. Cancel before the renewal date to avoid the next charge.
What you pay today
The checkout shows the full annual amount before you confirm. The pricing card shows the monthly equivalent so you can compare it with the monthly plan. Both numbers are real; one is the total, one is the average.
When it renews
Twelve months after the first charge, on the same date. The renewal uses the price in effect at that time. If the price changes, the new price is shown before the renewal.
Cancel before renewal
Open Settings, Billing, Cancel plan. You keep the annual plan until the end of the year. Cancelling does not refund the months already used.
Switch to monthly
A plan change takes effect at the next billing date unless the product says otherwise. The confirmation screen shows the date and the amount before you commit.
Updated October 26, 2026. Still stuck? Email support@swirlai.app.